Kamis, 16 Juli 2009

Planning a Budget For Your House Move

When moving your house or office, it is important to take into account all likely expenses such as packing supplies right down to the possibility of extra insurance. It certainly is not cheap to move, but it doesn't need to run your account dry either. Use these ideas for budgeting your house move so that you don't overspend.

Figure out who is going to do the work. In the old days, a friend with a pickup truck could help a family with their belongings on moving day. We all have more possessions and fewer friends with pickup trucks nowadays. So relocation companies are quite a popular choice when moving. You are going to have to look into your savings and see if you can manage to spend a few thousand dollars for relocation. Paying a company to do it will save you stress and heavy lifting, but it will cost quite a lot more than a friend and his pick-up. Once you decide how much you want to spend for the desired options, request a number of quotes.

Extra insurance. Assuming you do hire a moving company you will then have to decide if you take moving insurance at this time. The company will have some insurance for a general move, but this is not usually enough to cover special items. Generally, the insurance is based on a rate per pound price, and this varies with each moving company. If you want to insure your possessions during transportation, look into this offer.

Be prepared to make repairs. Moving involves a lot more than putting things in boxes. Don't forget that you will be leaving behind an empty home. In the home that you're leaving, you will probably need to make a few repairs before you can hand over the keys. You might want to clean the house before the new owners move in. You need to account for large repairs and bills for thorough cleaning in your moving budget.

Moving supplies should be factored into the cost. It is easy to forget to add the cost of moving supplies into the budget. These factors do have a cumulative effect. You will need a good bit of packing tape, as well as the gun for it if you don't have one. When packing up fragile items it's a good idea to use bubble wrap or the like. You must take special care of your mirrors and pictures. Arrange special boxes for those. Another thing, unless you know where to get a lot of boxes, you need to buy them and this becomes very expensive. It would be wise to allow at least several hundred dollars for these types of moving supplies.

Keep in mind the small details. When planning your moving budget, it is impossible to be able to account for everything. Think about little things like coffee and donuts for the people helping. Take into account the price of meals for the day if you think you don't want to cook for the whole crew. Also don't forget that when transferring the utilities into your name there are fees associated.

Make up a moving budget before you even begin packing. Realistically evaluate the cost of relocation. That way, there will be no nasty surprises as a result of relocating.

Tiffany Provost writes about moving cost and other finance and real estate tips for HowToDoThings.com.

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